Own the Home of Your Dreams, Today

Western Reserve Community Development offers Northeast Ohio homebuyers unique options that you just can’t find anywhere else.

Affordable Housing
Western Reserve has a number of right sized plans that are designed to fit your family and your budget. Our ranch and colonial plans are affordable, functional and look great.

Why settle for a used home when you can buy new?

Need A New Home Now?
Western Reserve has a fine selection of move-in ready homes that are waiting for you.

Down Payment Assistance
If you need help with your down payment, we can help. Western Reserve has exclusive access to state funds for buyers in our area. Assistance amount based on income & number of family members. Get up to $50,000!

Tax Abatements
We have homesites that qualify for a special 10 year tax abatement. Contact us for details.

Special Needs Housing
Rather than people adapting to the home, we try to make the home adapt to the person. Western Reserve has several programs to help people with special needs live more comfortably at home.

Universal design is based on the real world differences among people. The principle of universal design reduces barriers and hazards to promote independence, dignity, safety and caregiving in the home for people throughout their lives. Universal design homes look like all other homes and will accommodate people throughout their lifespan as their needs change.

Contact us today to learn more!

The Just Fix It Home Repair Loan is a program administered by the Western Reserve Community Development Corporation and Dollar Bank serving the residents of Lake and Geauga Counties. This nonprofit program offers low-interest loans, technical support, general contracting services and construction management services to help owners improve their homes and achieve the American Dream of building wealth through home ownership.

This program is great for those emergency leaky roofs or the shingles that have gone beyond their twenty years and just need replaced. This program is also wonderful for that electrical wiring that is thirty years too old, the windows that have to be replaced, the driveway that can’t be blacktopped again or the bathroom or kitchen that needs updating. This special lending agreement is important for the over 70% of Americans who live pay check to paycheck and do not have savings to cover these kinds of major expenses. In addition, the quick turn around time for loan approval also provides homeowners with another choice in how they want to improve their home.

The Just Fix It Home Repair Loan provides a discounted fixed interest rate of 6.49%, fixed term between 5 and 15 years, and a 120% loan-to-value ratio.  What that means is that Dollar Bank will appraise your home with the rehab effort taken into account.  The interest rate of this program is discounted through funds raised by WRCDC to provide another community investment tool for the residents of Lake and Geauga Counties.

Program eligibility:

• Must be a resident of Lake or Geauga County
• Owner occupied  property (1-2 family structures)
• Code violations addressed first, before cosmetic
• Proof of Home Owners Insurance
• Proof of income

Loan officers from Dollar Bank will conveniently meet with pre-qualified customers to close on their loans with a quick turn around for approval.  WRCDC will complete the work and provide construction management services for the customer.

Please Contact Kathy Boyer, for more information  at 1-440-357-4400.

Click for Application (PDF)